Source Capital Funding, Inc. was founded in July of 2006. The sole partners of the firm, Sacha Ferrandi and Patrick Hook, have known each other for over 20 years and both received their degrees at Arizona State University. Having been successful in sales, consulting and real estate, both partners bring a unique skill set to the firm. Source Capital operates with a strong business code of ethics and practices high standards of professionalism and integrity. With a solid reputation and proven track record, Source Capital has helped numerous borrowers and investors realize their business goals.
Sacha Ferrandi
Born in Spain and raised in La Jolla, California, Sacha earned a bachelor’s degree from Arizona State University in 1996. He immediately began working in sales for such Fortune 500 companies as Johnson & Johnson, Time Warner and Pitney Bowes. During this time, Sacha earned numerous awards and recognition for his sales acheivements. Following in his older brother’s footsteps, Sacha was intrigued by the real estate market and the ability to help those in need of funding. As a licensed Nationwide Mortgage Licensing System Mortgage Loan Originator, Real Estate Broker and the Officer of record for Source Capital Funding, Inc., his focus is on compliance, underwriting and investor relations. Sacha and his wife Jamie reside in North County San Diego with their daughters Olivia and Simone.
Patrick Hook
Patrick was born and raised in Minneapolis, Minnesota and received his finance degree from Arizona State University in 1995. He immediately began his career in management consulting and worked extensively with corporate property acquisitions. Patrick transitioned his career from a successful consultant to a real estate specialist with a focus on private investment. Working with firms here in the United States and in Europe, Patrick has an extensive background in real estate development, finance and investment opportunities. As a licensed Real Estate Broker in California, Patrick focuses primarily on acquisitions, underwriting and investor relations. He is a board member for the California Association of Mortgage Professionals and a Court Appointed Special Advocate volunteer for children in need. Patrick and his wife Pavla reside in North County San Diego with their son Patrick and daughter Isabella.
Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to unpaid balance. All loans range from 6 to 84 months, are interest only and include a balloon payment due at term. Payments do not include amounts for taxes or insurance premiums. Finance charges apply. The annual percentage rate APR may not be increased after the consummation of the loan. Lower rates reserved for income producing commercial properties. 
Loans up to 70% loan to value are subject to a term of 12 months or less.