Before become President in 1789, Washington was commissioned by Congress to lead the Continental Army that was effectively holding off the British in Boston. The British wanted to take over the land, Americans wanted to keep it. Although there may be varying sentiments, which provoke war, its foundation demonstrates the value of land. Owning land and protecting land. It is who conquers or protects the land that wins.

A Summary of the Revolutionary War

This may be an extreme example of the importance we place on property, but it’s interesting how many of us have an innate desire to own our own land. Owning property is valued as beneficial, and so often taught as something to strive for. The origination of this belief can be found far back in history.

If purchasing real estate is a current goal of yours, it can be frustrating if it seems unachievable. There is never just one way to do something. If you have been turned down by a bank or are hesitant to even try for a loan due to previous hardship, credit challenges, bankruptcy or even foreclosure, don’t give up! Consider alternative options. Contact our loan professionals at 858.705.6144 to find out what strategies you need to advance forward. Whether or not you can purchase today, you will have more information to help you better plan your attack. Knowledge is power! Let Source Capital help empower you.  -Sindi Somers

Source Capital Partner, Pat Hook

Originally from Minneapolis, Minnesota, Pat has been a resident of San Diego for the past six years. Before moving to San Diego, Pat had an adventurous career, which included working in Europe. After receiving his Finance Degree from Arizona State University in 1995, Pat worked for two large management consulting firms, Andersen Consulting and later Accenture. After gaining invaluable experience, his desire to live abroad led to his next consulting position. It was based in Prague, Czech Republic, which is where he met his wife, Pavla.

Focusing mainly on the legal and financial aspects, Pat serves as an underwriter for Source Capital. However, Pat is quick to stress, “We are a team.” Pat, Sacha and Administrative Assistant, Morgan Cahill-Marsland work closely together to support their clients. This creates a strong group of committed individuals with the common goal of achieving business stability and customer satisfaction every single day.

Interacting with people, is Pat’s favorite part of his job. He enjoys helping others and developing relationships with those involved with escrow, borrowers and investors. Pat is excited about learning and staying knowledgeable about the market. Stating enthusiastically, “Looking at interesting opportunities. Putting together the pieces of the puzzle to figure out what will work. Hearing people’s ideas and bouncing the ideas back and forth. Answering the question, ‘Can we put together a loan that makes sense?” Pat reminds us that this is a business and in order to stay in business, investors and Source Capital have to make money, “but what I like best is the art of the deal.”

In the coming years, Pat would like to see the company continue “to grow at a reasonable rate.” Explaining that Source Capital manages everything efficiently as things are. The saying, “if it’s not broke, don’t fix it” comes to mind as he explains this. In keeping with maintaining the obvious strength Source Capital has, Pat would like to build the brand. He wants people to know what Source Capital is about. Integrity is a big part of that. Being in an industry with a known history of unscrupulous activities stemming from greed, Pat is aware that some may be hesitant to seek out a private lender. Source Capital has taken “the greed aspect out.” Not only is their clients’ well being important to them, but the Source Capital team lives up to a high standard of ethics. Meticulously abiding by all laws and licensing requirements and consistently treating clients and associates with respect.

Pat is active in the community as a Court Appointed Special Advocate volunteer for children in need for Voices of Children in San Diego. He is a licensed real estate broker in California and a board member of the California Association of Mortgage Professionals. Source Capital also has a Mortgage Banker’s License in Arizona and Pat serves as the Responsible Individual associated to this aspect of their business.

Pat lives in North County San Diego with wife Pavla, son, Patrick and daughter Isabella. He enjoys staying active, running, volunteering and mostly spending time with his family, which includes a shared love of traveling.

If you want to learn more about Source Capital and the loan and investment opportunities available to you, call Pat at 858.705.6144. -Sindi Somers

On Source Capital’s website, you can find interest rates, loan terms and beneficial information for brokers, borrowers and investors. My blog, of course is on there too, so feel free to read away!

One way to learn more about a company is to learn who they affiliate themselves with. Source Capital maintains membership in a number of organizations including, The Better Business Bureaus of San Diego and Arizona. The company is also involved with local charitable, non-profit organizations, including the Boys & Girls Club of Greater San Diego, the San Diego Humane Society, Special Olympics of Southern California and Voices for Children – San Diego.

Visit our Affiliations page to learn more about organizations that benefit our community!

Of course if you still have questions, you can call us at 858.705.6144 or email us via our website’s contact form. Click here for contact form. We welcome your communication! -Sindi Somers

To read additional client comments visit Source Capital’s Testimonial page. Learn more about available investment opportunities by calling Sacha or Pat at 858.705.6144. And one more piece of extra credit homework for you! Visit us on the social media scene on Facebook and Twitter! Thank you! -Sindi Somers

Give yourself the gift of a financially secure future.

I was browsing the internet looking for something to share with you. I came across some amazingly low priced, attractive real estate.  If you are considering purchasing property as an investment you are in the prime window of time to do so. You may think you can’t take advantage of this awesome buyer’s market. Perhaps you have challenged credit or previous bankruptcy, foreclosure or other stumbling block that has caused the banks to say no.

All lending institutions, whether traditional or not have certain criteria to consider when agreeing to loan money. However, there are differences. I will attempt to create an analogy to clarify. I have a sales background. When having to approach businesses, I always preferred smaller, independently owned companies to larger corporations. Why? Because I didn’t have to try and get through a fortress of people just to get a yes or no. Instead of wasting my time with red tape and the stress from weeks or months of waiting, I could get my yes or no quickly and painlessly.

At Source Capital there is no middleman. Nor is there someone in a back office that can walk out at the last minute and decline something that you thought was on its way to getting approved. Nothing hidden. No unexpected surprises. Just real people helping other real people get the answers they need and want.

You will find the Source Capital team in one lovely office suite with a welcoming assistant and two understanding company partners, waiting to help. Finances are a personal thing. They know that. Asking for a loan, especially if you have been turned down before may make you feel vulnerable and hesitant to ask again. I encourage you to give it at least one more chance. If you have some money that could be used to buy an expensive or inexpensive piece of land, the point is to buy now. You don’t even have to live in the state where the property is located. Which brings me to today’s internet detective work.

Maybe you'll find your dream home. Maybe you'll find a home that is a stepping stone to your dream.

Did you know you can buy decent homes for under $60,000 in Yuma, Arizona?! I didn’t know this juicy piece of information until today. It made me very excited. I can’t afford to buy an expensive home, but a relatively lesser priced purchase like that may not be far from my reach. Especially with some loan assistance from Pat and Sacha. I don’t have a desire to move to Yuma, but I do want to own property!

I know there are other areas of Arizona and California where you can find some amazing real estate deals, but start off by looking at Yuma to help get some optimism about your possibilities! Below is a link to Yahoo’s Real Estate section. Check it out and change your perspective.

Yuma Real Estate – Just One of Your Many Amazing Options!

Whether you want to go for your dream home, a fixer upper, potential rental or commercial property, consider what you can do today to enhance your financial security tomorrow. Call Pat or Sacha at 858.705.6144 for support and answers to your loan and investment questions.

I love doing research. If there is a topic you would like me to blog about, send me a private message or tweet on Twitter @sourcecapital. Let’s compare notes on how we are going to start investing to create future security. -Sindi Somers

I like the information in the article at the link below. It highlights the many advantages of investing in real estate.

Why invest in real estate? Here’s why!

Remain in the driver's seat while still receiving all the perks of having your own chauffeur.

Besides purchasing property yourself, there is another way to invest in real estate. If you don’t want to be hassled with tenant issues, grounds upkeep, remodeling or the actual buying and selling process, you may wish to consider private investing. As a private investor, Source Capital loan professionals work as a liaison between you and the borrower. They take care of legalities, paperwork and negotiations. This low risk option is like a having a discreet chauffeur while not having to give up the control of being in the driver’s seat.

To learn more about investment opportunities, contact Sacha or Pat at 858.705.6144. Source Capital is also on Facebook and Twitter. Hope to see you on the social media scene! -Sindi Somers

If you are reading this blog, you may have found it on Facebook or Twitter, if not on our main website. If you haven’t found us around town on the internet, below are some links to help you out!

We would LOVE it if you would LIKE us on Facebook!

Follow us on Twitter and get ready for us to follow you back!

Get social with Source Capital!

If these two socializing areas aren’t enough for you, check us out all over the place! At the top of our main Source Capital website you can click the icons to track us down on LinkedIn, Yelp! and other sites.

We welcome you to forward our blog posts and links to anyone that you think may benefit from the services we offer. Whether looking to invest or obtain a loan to purchase property or complete a construction project, contact Pat or Sacha at 858.705.6144. They can answer your questions and let you know what you need to do to take your next step. - Sindi Somers

]]> http://source-capital.com/2-7-2012-like-and-follow/feed 0 http://source-capital.com/2-6-2012-meet-me http://source-capital.com/2-6-2012-meet-me#comments Tue, 07 Feb 2012 05:35:32 +0000 sourcecapital http://source-capital.com/?p=994 Continue reading →]]> People make a difference. Not only can we make a difference in others’ lives, but every business and organization is literally a sum of its people; its management, staff or volunteers. Take out or add one person to any group and the dynamics change.

Over the next few weeks, to help you get to know Source Capital better, I will be introducing the individuals that create this committed team. To make it fair, I will start today with myself!

As a consumer and a member of the labor force, I choose the groups I affiliate myself with based on how I am treated by by the associated people. I consider their attitudes and levels of sincerity and integrity. I work with Source Capital, because I not only get to pursue my love of writing, but I also believe in what they are doing. I have faith in their word and their actions.

Coming on board to Source Capital as their marketing and media content writer has been exciting to me. With every conversation and related task, I learn more about the investment and loan process. Being someone who has never purchased or invested in real estate, I have an eyes wide open curiosity. Everything is new to me. I believe many do not know that this alternative source of funding is available. I am also aware that not all potential investors, know Source Capital has options that may interest them. Both counts are important to get out to the public. The more people that buy and the more people that invest, builds a stronger community by delivering more active money into the marketplace. I am thrilled to be in a position to share this beneficial information.

Sindi and Ginger say hello with a High-5!

In addition to writing blogs and other content for Source Capital, I have been a contributing writer for San Diego Pets Magazine, since 2008. Through my writing, as well as interactive sessions, I educate people about holistic pet care. I offer behavior and nutrition consultations, training and alternative approaches for wellness for both people and pets.

I have always had many interests. Besides topics related to marketing and animals, I write jokes and perform as a stand-up comedian. In 2001 I graduated with a B.A. from The Evergeen State College in Olympia, Washington. While in college, I dabbled in film and video production, but my main focus was theatre, including acting, playwriting and producing.

Comedian Sindi Somers at the mic.

I spent the majority of my life in Washington State, but was born in San Diego. After living in Seattle and areas north and south of the big city, I relocated back to San Diego County in 2007. I love my different career ventures and spending time with friends. My beautiful dog, Ginger is a huge part of my life, as is my sweet and sassy Grandma Sally, who also resides here. - Sindi Somers

1. You are looking for a sound investment opportunity.
2. Contact Source Capital and meet with Pat and/or Sacha.
3. Decide on a loan you wish to fund.
4. Borrower receives the loan you funded.
5. You start collecting monthly payments from your borrower.
6. At the end of the loan term, you get the money you initially invested returned to you in full.
7. I am not kidding. It is that simple and that low risk.

It's easier than a game of chess and the chance of winning is much greater.

I was excited to find out how unbelievably secure this investment opportunity actually is. In today’s economy many individuals and small businesses need a little jump start or assistance to continue moving forward. You can help them and they can help you. Strengthen your local community, by putting more money into it. While at the same time, increasing your financial stability. It’s a win win.

Ready to make your move? Call Source Capital at 858.705.6144.

I hope we are all smiling when we get there!

Imagine nearing 100 years old and having that sense of security. I know others in the senior population that have set themselves up similarly. Whether providing a rent free place to live or an asset to sell if needed to pay to live in an assisted living facility, owning a home free and clear in your golden years will certainly lessen your stress. For those with children or other younger loved ones, having something substantial to leave them can be a priority for many also.

Below is a link to an article featuring an analysis by Kaiser Family Foundation. It reports that nearly half of Medicare beneficiaries are at or near poverty level. Imagine being in that situation and having to pay for a roof over your head in addition to other expenses.

47% are at or close to the federal poverty level.

The choices you make today are deciding your tomorrow. If you need help with funding property to take steps toward creating long-term security, contact Source Capital at 858.705.6144. Loan experts, Sacha and Pat can give you the information you need to make it happen, whether now or down the road. It’s never to early or too late to plan for your future.

If you have a particular topic you would like me to blog about, contact me on Twitter @sourcecapital. - Sindi Somers